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The information may also contain the personal views and opinions of the author, which are not necessarily the views and opinions of Mutual & Federal. Mutual & Federal accepts no liability for any claim, loss or damage of whatsoever nature arising out of the knowledge of or reliance on or use of such information by anyone, regardless of whether such information is or is not the personal view or opinion of the author of this message.  Mutual & Federal will not be held liable for any damage, data corruption, harm or loss occurring from malicious software code or viruses which may be found in this email message or its attachments.

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Mutual & Federal Insurance Company Limited Reg. No. 1970/006619/06 Authorised Financial Services Provider

Address: 75 President Street Johannesburg 2001 / P O Box 1120 Johannesburg 2000
Telephone: 011-374 9111
Fax: 011 – 374 2652

Directors: J.B Magwaza (Chairman), K.N Kennedy (Managing), T.A. Boardman, G. Cookman** , M.J. Harper, P.D. Jones Vilakazi*, D.E.H. Loxton (Financial),  A.A. Maule, R.P. Menell, M. Mia,  B.T. Ngcuka, G.T. Serobe, P.R.E. Tsukudu, * American, ** British    Secretary: B.R. Laird-Smith.

A Member of the Old Mutual Group