The AgriPlus Policy provides farmers with flexible options that allow them to tailor-make their policy according to their individual changing requirements - making it the only policy they will ever need. Offering complete peace of mind, it offers farmers personal cover, as well as insurance for farming activities, livestock and equipment.
- Irrigation systems on wheels and centre pivot systems
- Public liability for commercial hunting and game viewing
- House owners
- Householders
- Personal All Risks
- Personal Accident
- Motorboats, Yachts and Small Craft
- Motor
- Public Liability
- Group Personal Accident
- Livestock
- Pedigreed Animals
| Claims preparation costs per section |
R 15 000 |
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| House Owners |
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| Cost of removal of fallen trees |
R 5 000 |
| Loss of water by leakage |
R 5 000 |
| Accidental damage to machinery for domestic use |
R 10 000 |
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| Cover compensates for domestic liability risks up to R5 million. |
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| Household Goods |
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| Description of property now includes: |
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| Business goods |
R 30 000 |
| Property of guests |
R 10 000 |
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| Accidental Death: |
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| Persons 18 years and older |
R 10 000 |
| Persons under 18 years |
R 5 000 |
| Keys and locks |
R 10 000 |
| Security guards |
R 10 000 |
| Clearance costs |
R 10 000 |
| Trauma |
R 10 000 |
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Includes cover on contents of domestic refrigerators and deep-freezers due to mechanical breakdown. |
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| Personal Accident |
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| Bereavement expenses |
R 5 000 |
| Mobility costs |
R 10 000 |
| Farm murders - double compensation following upon death |
R 50 000 |
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Double compensation in case of death of the insured and spouse within 12 months. |
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| Motor |
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| Emergency accommodation |
R 3 000 |
| Trauma treatment |
R 5 000 |
| Bereavement benefit |
R 5 000 |
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Replacement of new vehicles in the event of a total loss (private type motor cars and light delivery vehicles). The vehicle will be replaced with a new motor vehicle of the same type and model (subject to the availability thereof), if within 12 months after the first registration and not having been driven for more than 30 000 km .
Removal and protection costs following mechanical breakdown (private type motor vehicles and light delivery vehicles), will be paid up to R2 000. |
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Territorial limits are extended to include Mozambique and are applicable to all classes of vehicles.
Passenger liability for clients (Hunting and/or Game Viewing) being carried on open-sided vehicles as an optional extension. |
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| House Owners and Buildings Combined |
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Rebuilding costs (professional fees and cost of demolition) automatically included up to 20% of the sum insured, in addition to any other sum insured. |